Landlords spend up to 45% of rental income on rising costs
Landlords Spend Up to 45% of Rental Income on Rising Costs UK landlords are increasingly allocating a significant portion of their rental income to cover rising operational costs, with non-HMO landlords spending around 25% and HMO operators close to 45% of their gross rental income on portfolio expenses. This trend highlights the growing financial pressures […]
Rents stagnate as Renters’ Rights Act uncertainty bites
Rents stagnate as Renters’ Rights Act uncertainty bites Rents across the UK showed signs of stagnation in December 2025, with average monthly rents slipping slightly amid growing uncertainty over the upcoming Renters’ Rights Act (RRA) due to take effect in May 2026. This cautious market behaviour reflects landlords’ concerns about how new legislation will impact […]
HSBC cuts BTL stress rates as LendInvest launches 2026 deals
HSBC Reduces Buy-to-Let Stress Rates as LendInvest Introduces New 2026 Mortgage Deals HSBC UK has lowered its buy-to-let affordability stress rates for domestic borrowers, aiming to widen access to finance and help stabilise rental supply amid ongoing cost pressures. Meanwhile, LendInvest Mortgages has launched a range of new incentivised buy-to-let products for 2026, offering landlords […]
Northern Ireland’s private landlords face seven month Notice to Quit periods
Northern Ireland’s Private Landlords to Face Extended Notice to Quit Periods Private landlords in Northern Ireland are set to encounter significantly longer Notice to Quit periods under proposed new regulations. The Department for Communities has launched a 12-week consultation on extending notice periods, potentially requiring landlords to provide up to seven months’ notice to tenants […]
Punish the landlord victim?
Punishing the Landlord Victim: A Case of Emergency Prohibition Expenses A landlord recently shared their experience of having their flat ransacked by a tenant or a third party introduced by the tenant, resulting in significant damage including a broken electric meter. Despite being the victim, the landlord has been ordered by the local council to […]
Underinsurance and the Average Clause – Avoiding Reduced Payouts
Underinsurance and the Average Clause – Avoiding Reduced Payouts Underinsurance remains a significant risk for UK landlords, as it can lead to substantial reductions in insurance claim payouts due to the application of the average clause. Understanding how to correctly calculate the sum insured, particularly the rebuild cost rather than market value, is essential to […]
Tenant refuses to sign joint tenancy agreement?
Tenant refuses to sign joint tenancy agreement: what landlords need to know When a tenant refuses to add a partner to a tenancy agreement, landlords face a complex situation that requires careful handling. This issue has become more pertinent with the upcoming Renters’ Rights Act, effective from 1st May 2026, which will impact tenancy agreements […]
Paragon launches base rate tracker BTL deals as Aldermore cuts rates
Paragon launches base rate tracker buy to let mortgages as Aldermore reduces rates Paragon has introduced a new range of bank base rate tracker buy to let mortgages, offering landlords greater flexibility amid fluctuating interest rates. These products track the Bank of England base rate and notably include no early repayment charges, allowing landlords to […]
Scotland’s largest landlord is buying homes for social rent
Scotland’s Largest Landlord Commences Home Purchases for Social Rent in Glasgow Wheatley Homes Glasgow, Scotland’s largest registered social landlord, has initiated a programme to purchase homes across Glasgow to increase the supply of affordable housing. Supported by funding from the Scottish Government and Glasgow City Council, the initiative aims to refurbish acquired properties and offer […]
Government pledges millions of pounds in free legal support for tenants
Government pledges millions of pounds in free legal support for tenants The UK government has announced a £20 million investment to provide free legal support and advice for tenants facing eviction. This funding aims to assist vulnerable households in accessing early help to avoid court proceedings, which is significant for landlords as it may reduce […]
The Landlord Association (TLA)