Can delayed reporting of a leak make a tenant liable for damage?
Can delayed reporting of a leak make a tenant liable for damage? A tenant’s delayed reporting of a leak can complicate liability for resulting damage, raising important considerations for landlords regarding repair costs and tenant responsibilities. This case highlights the challenges landlords face when access to essential areas is obstructed and tenants delay notifying issues, […]
Mortgage searches fall as Budget uncertainty hits buy to let demand
Mortgage searches fall as Budget uncertainty hits buy to let demand Mortgage searches for buy to let (BTL) properties have declined significantly in November, reflecting a cautious approach among landlords ahead of the UK Budget. This reduction in demand is important for landlords and letting agents as it signals a potential slowdown in new buy […]
Nearly a thousand households a day seek homelessness help in England
Nearly a thousand households a day seek homelessness help in England Nearly 1,000 households in England sought assistance from local councils for homelessness last year, reaching record levels that have significant implications for landlords and letting agents. The rising demand for homelessness support highlights ongoing challenges in the private rented sector, including tenancy terminations and […]
Foundation launches new five-year buy to let fix as lenders cut rates
Foundation launches new five-year buy to let fixed rate as lenders reduce mortgage costs Foundation Home Loans has introduced a new limited edition five-year fixed rate mortgage for portfolio buy to let borrowers, alongside a reduction in the price of its existing two-year fixed deal. These changes come as lenders respond to market conditions and […]
Should tenants use rent payments for better credit scores?
Should tenants use rent payments for better credit scores? Encouraging tenants to register their rent payments with services like Canopy or Credit Ladder could help them build a positive credit history with major credit referencing agencies. This development is significant for landlords as it may influence tenant screening and rental referencing processes, especially with the […]
Government rules out using rental payment history as proof of affordability
Government rules out using rental payment history as proof of affordability The UK government has confirmed that rental payment history will not be mandated as proof of affordability for tenancy agreements. This decision emphasises that landlords and agents retain discretion in assessing tenant suitability, allowing for a flexible approach tailored to individual circumstances. For landlords, […]
Tenants will pay the price for council’s entry threats warns landlord
Tenants Face Challenges as Councils Gain Increased Powers for Property Entry New powers granted to councils under the Renters’ Rights Act, effective from 27 December, allow local authorities to enter private rented properties without a warrant in certain circumstances. While these measures aim to improve housing standards and tenant safety, landlords warn that the approach […]
SDLT Tribunal Win Highlights Misclassification Risks for Landlords
Summary: A recent First-tier Tribunal ruling in the case of Sehgal v Revenue and Customs [2025] UKFTT 1439 (TC) has emphasised the risks of misclassifying property components for Stamp Duty Land Tax (SDLT) purposes. This decision highlights that when a property purchase includes multiple elements such as parking spaces or storage units, the SDLT treatment […]
Enforcing judgement against a housing association?
Enforcing a Judgment Against a Housing Association: A Landlord’s Experience When a housing association overstays a lease and fails to pay the correct rent, landlords may need to pursue legal action to recover owed sums. This case highlights the process of obtaining and enforcing a court judgment against a housing association and the challenges landlords […]
The mortgage consent mistake that put a landlord at risk
Summary: A landlord who let out their property without obtaining the necessary mortgage lender’s consent faced serious consequences, including breach of mortgage terms and potential repossession. This case highlights the importance for landlords to ensure their mortgage agreements align with their letting intentions to avoid financial and legal risks. The Risks of Letting Without Mortgage […]
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