Understanding Personal Guarantees – Risks and Alternatives
Understanding Personal Guarantees – Risks and Alternatives Personal guarantees are a common feature in commercial finance, yet many landlords do not fully understand their implications. This article explains what personal guarantees entail, why lenders require them, the risks involved for landlords, and possible alternatives that can limit personal exposure. Understanding these aspects is essential for […]
Conservatives accuse Angela Rayner of dodging council tax on Westminster flat
Conservatives accuse Angela Rayner of dodging council tax on Westminster flat Angela Rayner, the Deputy Prime Minister and former Housing Secretary, has been criticised for not paying the full council tax surcharge on her Westminster flat, raising questions about compliance with the ministerial code. This issue is significant for landlords as it highlights the importance […]
Government issues guidance on court eviction process for landlords
Government Issues Guidance on Court Eviction Process for Landlords The UK government has published detailed guidance outlining the court eviction process that landlords must follow under the Renters’ Rights Act, effective from 1 May 2026. This guidance clarifies the procedures for repossessing privately rented properties, particularly emphasising the use of the Possession Claim Online Service […]
Making Tax Digital Webinar
Making Tax Digital Webinar Scheduled for January 2026 A live online webinar on Making Tax Digital (MTD) is scheduled for 12:00 on Tuesday 6 January 2026, aimed specifically at landlords, letting agents, and property professionals. Hosted by Property118 in partnership with Landlord Studio and a specialist landlord accountant, the session will provide clear, practical guidance […]
The unserved notice oversight that derailed a possession claim
The unserved notice oversight that derailed a possession claim A landlord’s possession claim was dismissed after failing to prove that a Section 21 notice had been properly served on a tenant. Despite months of rent arrears, the absence of evidence showing the notice was delivered meant the court struck out the case, forcing the landlord […]
Can delayed reporting of a leak make a tenant liable for damage?
Can delayed reporting of a leak make a tenant liable for damage? A tenant’s delayed reporting of a leak can complicate liability for resulting damage, raising important considerations for landlords regarding repair costs and tenant responsibilities. This case highlights the challenges landlords face when access to essential areas is obstructed and tenants delay notifying issues, […]
Mortgage searches fall as Budget uncertainty hits buy to let demand
Mortgage searches fall as Budget uncertainty hits buy to let demand Mortgage searches for buy to let (BTL) properties have declined significantly in November, reflecting a cautious approach among landlords ahead of the UK Budget. This reduction in demand is important for landlords and letting agents as it signals a potential slowdown in new buy […]
Nearly a thousand households a day seek homelessness help in England
Nearly a thousand households a day seek homelessness help in England Nearly 1,000 households in England sought assistance from local councils for homelessness last year, reaching record levels that have significant implications for landlords and letting agents. The rising demand for homelessness support highlights ongoing challenges in the private rented sector, including tenancy terminations and […]
Foundation launches new five-year buy to let fix as lenders cut rates
Foundation launches new five-year buy to let fixed rate as lenders reduce mortgage costs Foundation Home Loans has introduced a new limited edition five-year fixed rate mortgage for portfolio buy to let borrowers, alongside a reduction in the price of its existing two-year fixed deal. These changes come as lenders respond to market conditions and […]
Should tenants use rent payments for better credit scores?
Should tenants use rent payments for better credit scores? Encouraging tenants to register their rent payments with services like Canopy or Credit Ladder could help them build a positive credit history with major credit referencing agencies. This development is significant for landlords as it may influence tenant screening and rental referencing processes, especially with the […]
The Landlord Association (TLA)