Landlords face renewed National Insurance tax proposal
Landlords are facing renewed pressure as the New Economics Foundation (NEF) calls for National Insurance Contributions (NICs) to be extended to rental income. This proposal comes amid ongoing challenges for landlords, including compliance with the Renters’ Rights Act and rising costs. National Insurance on rental income proposed The NEF, a left-leaning think tank, has criticised […]
The ability to adapt is the ability to succeed: landlording the smarter way
Since the introduction of the Renters’ Rights Act, the anticipated mass departure of landlords from the rental market has not occurred as many predicted. Instead, landlords are adopting a more measured approach, carefully reviewing their portfolios to manage risk and adapt to the evolving legislative landscape. Adapting to new challenges in landlording For many landlords, […]
Regulator of Social Housing to evaluate the impact of consumer regulation
The Regulator of Social Housing (RSH) has initiated an independent evaluation to assess the effects of its consumer regulation reforms, which were introduced in April 2024. This evaluation aims to provide a clear understanding of how these regulatory changes have influenced social housing tenants and landlords across England. Independent Consortium Appointed for Evaluation To ensure […]
Government unveils Social Housing Bill with new domestic abuse eviction powers
The government has introduced the Social Housing Bill, which includes significant new powers for social housing landlords to evict domestic abusers. The legislation also proposes reforms to the Right to Buy scheme, aiming to protect social housing stock and support victims of abuse. New eviction powers to protect victims of domestic abuse The Social Housing […]
House price growth slows in May – Nationwide
House price growth in the UK slowed notably in May, with prices falling for the first time this year, according to Nationwide. This shift reflects a cooling property market amid wider economic uncertainties and rising costs. Slower Growth and Monthly Price Decline Nationwide’s latest figures reveal that annual house price growth eased to 1.7% in […]
Buy to let lenders cut mortgage rates and launch new products
Several buy-to-let lenders have recently announced reductions in mortgage rates and introduced new products aimed at landlords. These changes include lower fixed rates, free valuations, and products designed to reduce upfront costs, reflecting a competitive market environment for buy-to-let finance. Foundation launches limited edition buy-to-let products Foundation, a specialist lender operating exclusively through intermediaries, has […]
Rent increase for long-term tenants – new S13 form 4a?
Landlords seeking to increase rent for long-term tenants face new challenges with the introduction of the updated Section 13 form 4a. The changes have raised questions about how to correctly complete the form, particularly regarding the dates required for tenancies that have been ongoing for many years with multiple agreements. Understanding the New Section 13 […]
Awaab’s law risks pushing landlords out of the PRS in Scotland
An advisory group to the Scottish Government has expressed serious concerns that the introduction of Awaab’s Law could discourage investment in the private rented sector (PRS) and prompt landlords to exit the market. The law, which targets damp and mould issues in rental properties, is set to come into force in October 2026 following its […]
Listed building grade II historic works by previous owner?
Owners of Grade II listed properties face complex challenges when dealing with historic works carried out by previous owners, particularly where modern materials have been used without appropriate consent. This article explores a real-world scenario highlighting the practical and commercial considerations for landlords, agents, and lenders when retrospective listed building consent is involved. Background to […]
Surge in demand for guarantors under Renters’ Rights Act
The introduction of the Renters’ Rights Act is set to significantly increase the demand for guarantors among tenants, according to recent research by Zero Deposit. With new restrictions on upfront rent payments, landlords are expected to tighten affordability checks, potentially leaving more tenants needing financial backing to secure a tenancy. Rising need for guarantors amid […]
TLA - The Landlord Association