Chapter Two – Becoming the Bank
Chapter Two – Becoming the Bank This article explores the concept of landlords transitioning from borrowers to lenders within their own families, highlighting how experienced landlords can support the next generation by providing formal loans and financial guidance. This approach not only preserves wealth but also fosters involvement and understanding, creating lasting family legacies. From […]
Chapter Two – Becoming the Bank
Chapter Two – Becoming the Bank This article explores the transition experienced by landlords who move from borrowing to lending within their property ventures, particularly when supporting family members. It highlights the significance of using accumulated wealth and experience to empower the next generation, a concept increasingly relevant for UK landlords planning legacy and succession. […]
Chapter One – The Day the Portfolio Stopped Being the Point
Chapter One – The Day the Portfolio Stopped Being the Point This article explores a pivotal moment for landlords when their property portfolio ceases to be the central focus and instead becomes a foundation for a new phase of life. It highlights the transition from active portfolio growth to a stage where peace, purpose, and […]
Chapter One – The Day the Portfolio Stopped Being the Point
Chapter One – The Day the Portfolio Stopped Being the Point For many UK landlords, the property portfolio represents more than just an investment; it is a source of security, income, and personal achievement. However, there comes a moment when the focus shifts from growth and accumulation to reflection and purpose. This article explores that […]
When Britain last faced a housing crisis, lenders became mega-landlords. The same pattern could emerge again
When Britain last faced a housing crisis, lenders became mega-landlords. The same pattern could emerge again The current regulatory environment for landlords in the UK is increasingly challenging, with the Renters’ Rights Act introducing significant penalties and enforcement mechanisms. Historically, during the late 1980s and early 1990s housing crisis, lenders became major landlords by acquiring […]
When Britain last faced a housing crisis, lenders became mega-landlords. The same pattern could emerge again
When Britain last faced a housing crisis, lenders became mega-landlords. The same pattern could emerge again The current regulatory environment for landlords in the UK is increasingly challenging, with the Renters’ Rights Act introducing significant penalties and enforcement mechanisms. Reflecting on the housing crisis of the late 1980s and early 1990s reveals a historical pattern […]
Landlord Lessons Finale: Property is a business, not passive income
Landlord Lessons Finale: Property is a Business, Not Passive Income This final article in the Property118 Landlord Lessons series emphasises a crucial reality for UK landlords: property investment is a business that requires active management, knowledge, and compliance, rather than a source of effortless passive income. Understanding this distinction is vital for landlords and letting […]
Maybe landlords should have all served Section 21 notices in 2022?
Should Landlords Have Served Section 21 Notices Collectively in 2022? In 2022, a suggestion was made for all private rented sector (PRS) landlords to serve Section 21 notices simultaneously, aiming to prompt government action on housing policy. This idea, though not widely adopted, raises important questions about landlord rights and the balance of power in […]
Why the ridiculous RRA fines expose Labour’s anti-landlord agenda
Why the Ridiculous RRA Fines Expose Labour’s Anti-Landlord Agenda The recently announced penalties under the Renters’ Rights Act (RRA) have sparked significant concern among UK landlords. The fines, some reaching up to £40,000 for administrative oversights such as failing to register on the landlord database, raise questions about the proportionality and fairness of enforcement measures. […]
Sell now or risk fines, bans and bankruptcy
Sell now or risk fines, bans and bankruptcy Recent government updates and enforcement changes under the Renters’ Rights Act 2025 have significantly increased the risks for UK landlords who fail to comply with new regulations. With fines reaching up to £35,000 and the possibility of banning orders, landlords are advised to consider selling their properties […]
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