Underinsurance and the Average Clause – Avoiding Reduced Payouts
Underinsurance and the Average Clause – Avoiding Reduced Payouts Underinsurance remains a significant risk for UK landlords, as it can lead to substantial reductions in insurance claim payouts due to the application of the average clause. Understanding how to correctly calculate the sum insured, particularly the rebuild cost rather than market value, is essential to […]
Tenant refuses to sign joint tenancy agreement?
Tenant refuses to sign joint tenancy agreement: what landlords need to know When a tenant refuses to add a partner to a tenancy agreement, landlords face a complex situation that requires careful handling. This issue has become more pertinent with the upcoming Renters’ Rights Act, effective from 1st May 2026, which will impact tenancy agreements […]
Paragon launches base rate tracker BTL deals as Aldermore cuts rates
Paragon launches base rate tracker buy to let mortgages as Aldermore reduces rates Paragon has introduced a new range of bank base rate tracker buy to let mortgages, offering landlords greater flexibility amid fluctuating interest rates. These products track the Bank of England base rate and notably include no early repayment charges, allowing landlords to […]
Scotland’s largest landlord is buying homes for social rent
Scotland’s Largest Landlord Commences Home Purchases for Social Rent in Glasgow Wheatley Homes Glasgow, Scotland’s largest registered social landlord, has initiated a programme to purchase homes across Glasgow to increase the supply of affordable housing. Supported by funding from the Scottish Government and Glasgow City Council, the initiative aims to refurbish acquired properties and offer […]
Government pledges millions of pounds in free legal support for tenants
Government pledges millions of pounds in free legal support for tenants The UK government has announced a £20 million investment to provide free legal support and advice for tenants facing eviction. This funding aims to assist vulnerable households in accessing early help to avoid court proceedings, which is significant for landlords as it may reduce […]
Small landlords will be forced out of PRS and replaced by money-motivated landlords
Small landlords face exit from private rented sector amid new regulations New regulations introduced under the Renters’ Rights Act are expected to prompt many small landlords to leave the private rented sector (PRS) in 2026, according to legal experts. These changes, which include increased council enforcement powers and substantial fines, may lead to a shift […]
Two-thirds of landlords plan to invest despite Budget concerns
Two-thirds of landlords plan to invest despite Budget concerns A recent survey by Lendlord reveals that 66% of UK landlords intend to invest in the private rented sector (PRS) in 2026, despite ongoing uncertainty around tax changes and rising costs. This indicates a continued commitment to growth and portfolio management, although confidence remains divided across […]
Unexpected hotspots drive house price growth
Unexpected hotspots drive house price growth New research reveals that certain UK areas have experienced significantly stronger house price growth than the national average, highlighting emerging opportunities for landlords. Understanding these unexpected hotspots is crucial for landlords and agents aiming to make informed investment decisions amid a varied and evolving property market. House Price Growth […]
Lodger supply slows as calls grow to raise Rent a Room tax threshold
Lodger Supply Slows Amid Calls to Raise Rent a Room Tax Threshold Rental supply from households taking in lodgers has shown minimal growth despite ongoing pressure in the UK housing market, according to recent research. The flatshare platform SpareRoom reports that the number of rooms available to rent in people’s homes increased by only 1.5% […]
The Role of Mortgage Brokers in Securing Buy-To-Let Finance
The Role of Mortgage Brokers in Securing Buy-To-Let Finance in 2026 In 2026, mortgage brokers have become indispensable for landlords navigating the increasingly complex buy-to-let finance market. Stricter affordability criteria, evolving lender preferences, and innovative mortgage products mean that approaching lenders directly is often less effective. This article explores why specialist mortgage brokers are essential, […]
The Landlord Association (TLA)