## Half of UK Homes Increased in Value in 2025

According to Zoopla’s recent analysis, approximately 15.2 million of the UK’s 30 million homes saw their values rise by at least 1% during 2025. On average, these properties experienced an uplift of £9,900, with 3.1 million owners benefiting from increases of £20,000 or more. This data indicates a broadly positive trend for many homeowners and landlords, although the overall average increase across all properties was a modest £2,300.

## Regional Differences Shape Market Performance

Richard Donnell, executive director at Zoopla, emphasised the uneven nature of the housing market: “Our analysis shows how varied changes in home values are across the country and within local areas.” He noted that while most home values continue to rise steadily, particularly outside southern England, some areas are experiencing static or falling prices as the market adjusts to higher mortgage rates and increased supply.

The southern regions of England, in particular, are facing more complex and “choppier” market conditions, making it essential for sellers to adopt realistic pricing strategies in 2026. This regional disparity reflects differing economic pressures and housing demand across the UK.

## Northern England, Scotland, and Northern Ireland Lead Growth

More than 70% of homes in Northern England, Scotland, and Northern Ireland posted value increases. Northern Ireland led with 94% of homes rising in value, averaging a £14,200 increase. Scotland followed with 73% of homes gaining value, averaging £10,400, while the North West saw 72% of properties increase by around £9,700.

Top-performing local authorities were dominated by Scotland and the North West. Renfrewshire topped the list with 95% of homes increasing in value, Glasgow followed at 90%, and Chorley recorded gains for 88% of properties. East Renfrewshire delivered the highest average rise among these areas, at £17,900.

## Areas with Weaker Price Performance

Not all northern markets shared in the positive trend. Aberdeen City was the weakest performer outside the South, with 67% of homes losing value. This decline is linked to longer-term economic challenges, including reduced investment in the oil and gas sectors. In the North West, Lancaster saw 40% of homes fall in value, while 46% of properties in Ceredigion experienced declines.

The South accounted for six in ten of all homes that decreased in value nationally, reflecting higher prices and a greater choice of homes for buyers. Only 35% of southern homes saw increases above 1%, while 5.6 million properties across the UK registered declines.

## Property Type Influences Price Resilience

Nationally, terraced and semi-detached houses proved most resilient, with 56% recording gains in value. Flats were less robust, with half experiencing a fall of at least 1% over the year. This variation by property type is important for landlords to consider when assessing portfolio risk and potential rental income.

## What This Means for Landlords and Agents

The 2025 data underscores the importance of understanding local market conditions. Landlords and letting agents should be aware that regional disparities can significantly impact property values and rental demand. In southern England, where market conditions are more volatile, realistic pricing and careful tenant selection will be critical. Conversely, landlords in Northern England, Scotland, and Northern Ireland may benefit from stronger capital growth prospects.

Monitoring property type trends is also vital, as flats may require more active management or pricing adjustments compared to houses. Overall, staying informed about regional and property-specific market dynamics will help landlords optimise their investment strategies in 2026.

Suggested internal link anchors
– house price changes
– regional housing market
– mortgage rates impact
– property value trends
– landlord pricing strategies
– rental demand variations
– property types resilience
– Northern England property market
– southern England housing market
– Scottish property values
– Northern Ireland housing growth
– managing property portfolios

TLA update

TLA is launching a new Trusted Partners Hub in Q1 2026, featuring verified and approved service providers selected to support landlords, tenants, and property management businesses. We are inviting legal, trades, insurance, financial, mortgage, tenant screening, and other service providers to register their interest here: https://landlordassociation.org.uk/become-a-tla-service-partner/