Landlord Facebook groups continue to be a hub for property investors seeking advice on key financial and investment matters. Two questions have recently dominated discussions: where to find reliable Capital Gains Tax (CGT) calculators and how landlords are investing surplus cash after selling rental properties.
Popular Questions Among Landlords
The first frequently asked question is whether anyone can recommend a good CGT calculator. The second concerns the preferred investment options for landlords who have sold rental properties and now hold surplus cash.
In response, Property118 offers a straightforward answer: the best free online CGT calculators are provided by HM Revenue & Customs (HMRC). They also offer a free 30-minute consultation to share links to the most suitable HMRC CGT calculators tailored to individual circumstances. Additionally, Property118 explains how landlords can achieve a 10% annual return on cash investments without exposure to stock market volatility.
Common Responses and Concerns
It is notable how many contributors claim to have created CGT calculators using ChatGPT or provide overly simplistic and often flawed explanations of CGT calculations. This highlights a gap in accurate and accessible tax calculation tools for landlords.
Regarding investment advice, many comments suggest volatile asset classes such as gold, exchange-traded funds (ETFs), and cryptocurrencies. The promotion of cryptocurrencies in particular remains a contentious topic within these groups.
Landlords’ Priorities
From experience, landlords are primarily interested in understanding the returns on their investments, the tax implications, and the risks involved. They also seek to avoid volatility in the value of their investments. Above all, landlords desire clear guidance and direction to make informed decisions about their financial futures.
What this means for landlords
Landlords should be cautious when relying on informal CGT calculators or advice from social media groups, as inaccuracies can lead to costly mistakes. Using official HMRC tools ensures compliance and accuracy in tax calculations. Furthermore, considering investment options that offer stable returns without stock market exposure may align better with landlords’ risk tolerance and financial goals.
Engaging with professional advice, such as that offered by Property118, can provide clarity and tailored strategies, helping landlords navigate complex tax and investment landscapes effectively.
Source: Based on reporting from Property118
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The Landlord Association has launched its new Training Academy for UK landlords, providing structured guidance, compliance education, and practical knowledge to support landlords at every stage. Members can now complete the programme and become TLA Certified Landlords at no additional cost as part of their membership.
Landlords can explore the Academy here: https://landlordassociation.org.uk/tla-academy/
Those looking to join and access the full training and certification can register here: https://landlordassociation.org.uk/landlord-association-membership-uk/
TLA update
The Landlord Association is currently onboarding new service providers into its Trusted Partner Hub, a new initiative designed to support landlords, tenants, letting agents, and property managers with vetted, high-quality services. As one of the fastest growing landlord associations in the UK, TLA offers partners direct access to an engaged and active member base at the point of need. Service providers across legal, maintenance, insurance, finance, mortgages, tenant screening, and property services can register their interest here: https://landlordassociation.org.uk/become-a-tla-service-partner/
Source: www.property118.com
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