Rent controls do work claims Green Party
The Green Party has reiterated its stance that rent controls are an effective solution to the UK’s housing affordability crisis, despite evidence suggesting such measures may have unintended negative consequences. Speaking at the New Economics Foundation, Green Party leader Zach Polanski emphasised the need for rent caps and the abolition of the right-to-buy scheme as […]
Bank of England holds interest rates as Middle East conflict fuels market uncertainty
The Bank of England has decided to maintain its base interest rate at 3.75%, citing the ongoing conflict in the Middle East as a significant factor influencing economic uncertainty. This move aligns with the US Federal Reserve’s recent decision to keep rates steady, reflecting concerns over rising inflation driven by increased energy costs. Interest rates […]
18) When a portfolio holds substantial equity but the income does not reflect it
Many landlords accumulate significant equity in their property portfolios over time, yet the income generated often does not appear to match this apparent wealth. This discrepancy raises important questions about how equity and income function differently within established portfolios and whether the equity is being utilised effectively. The distinction between equity and income Equity in […]
19) Why many landlords feel “asset rich but cash poor” and what that might really mean
Many experienced landlords often describe their financial position as being “asset rich but cash poor.” This phrase captures a common experience where the value of a property portfolio appears strong on paper, yet the day-to-day income does not always reflect that apparent wealth. Understanding why this occurs and what it truly means can offer valuable […]
Landlord online searches spike ahead of Renters’ Rights Act reforms
Landlords and letting agents are increasingly seeking information about the forthcoming Renters’ Rights Act (RRA) reforms, with online search activity rising sharply as the May implementation date approaches. This surge reflects growing awareness and preparation for significant changes affecting tenancy agreements and landlord responsibilities. Rising interest in Renters’ Rights Act Data from Dwelly, a lettings […]
Rent in Advance Rules Under the Renters’ Rights Act Explained
The Renters’ Rights Act, coming into effect on 1 May 2026, introduces significant changes to the rules surrounding rent in advance. These reforms aim to protect tenants from paying rent before a tenancy agreement is signed and restrict landlords from demanding more than one month’s rent upfront. Landlords and letting agents must adapt to these […]
Real world BTL mortgage renewal, who should pay?
Many landlords face difficult decisions when their buy-to-let (BTL) mortgage renewals result in significant payment increases. A recent example highlights the challenges of managing rising costs in the current market. Rising Mortgage Costs on Renewal Jim, a landlord, recently renewed his BTL mortgage and saw his monthly payment jump from £54 to £144. This represents […]
Government backs EPC C targets despite landlord cost concerns
The UK government has reaffirmed its commitment to raising energy efficiency standards in the private rented sector by mandating that all properties achieve an Energy Performance Certificate (EPC) rating of C by 2030. While this move aims to benefit tenants through lower energy bills and healthier homes, concerns remain over the financial burden this will […]
Two councils act on licensing fines and stronger PRS enforcement
Two local councils are intensifying their efforts to enforce licensing and housing standards within the private rented sector (PRS). Bexley Council is imposing substantial fines on landlords who fail to comply with its selective licensing scheme, while Calderdale Council is preparing to introduce stronger enforcement powers backed by new national legislation. Bexley Council’s selective licensing […]
First-time buyers rethink careers to afford homes
First-time buyers in the UK are increasingly reconsidering their career paths as they face a significant income gap needed to afford homeownership. Research from Aldermore’s First Time Buyer Index reveals that many prospective buyers must boost their salaries by over £21,000 annually to meet the rising costs of property purchase and mortgage repayments. Income Shortfall […]
The Landlord Association (TLA)