Buy to let and commercial lenders offer new rates and products as one exits
Buy to Let and Commercial Lenders Introduce New Rates and Products as Kent Reliance Withdraws Buy to let and commercial lenders are adjusting their offerings with new rates, products, and strategic changes that impact landlords and investors across the UK. Notably, Kent Reliance for Intermediaries is exiting new lending, while other lenders such as Paragon […]
Government defends ban on rent in advance in Renters’ Rights Act
Government defends ban on rent in advance in Renters’ Rights Act The UK government has responded to concerns that banning rent in advance under the Renters’ Rights Act could exclude tenants from the rental market. It maintains that prohibiting large upfront rent payments is intended to protect tenants from financial barriers and unfair competition, though […]
Tenancy pre 2007 not put into a deposit scheme?
Tenancy Deposits and Protection Requirements for Pre-2007 Agreements Understanding the rules around tenancy deposit protection is essential for landlords, especially when dealing with agreements that commenced before the introduction of mandatory deposit schemes in 2007. This article examines a case involving a tenancy that began in 2006, highlighting the implications for landlords who did not […]
Agents urged to take the lead over tougher landlord EPC rules
Agents urged to take the lead over tougher landlord EPC rules Letting agents and mortgage brokers are being encouraged to take a proactive role in helping landlords meet upcoming, stricter Energy Performance Certificate (EPC) requirements. With over half of privately rented sector (PRS) properties currently below EPC band C, industry experts highlight the need for […]
The inventory handover failure that lost a landlord’s deposit claim
The inventory handover failure that lost a landlord’s deposit claim Properly executed inventories are essential for protecting landlords’ deposit claims, but this case demonstrates how a simple oversight can undermine even the most thorough preparations. A landlord who arranged a professional inventory at the start of a tenancy failed to provide the tenants with a […]
Renters’ Rights Act could shut students out of university education
Renters’ Rights Act May Restrict Student Access to University Housing The Renters’ Rights Act, coming into effect on 1 May 2026, is expected to create significant challenges for landlords of student accommodation and could restrict students’ ability to secure housing in time for the academic year. This legislation introduces longer notice periods and possession restrictions […]
Deposit disputes remain rare despite rising rents – TDS
Deposit Disputes Remain Rare Despite Rising Rents, Says TDS Formal disputes over tenancy deposits continue to affect only a small fraction of the private rented sector, despite rising rents and deposit values, according to the Tenancy Deposit Scheme (TDS) Group. Their latest Statistical Briefing 2025 reveals that just 1% of protected deposits in England and […]
The tenancy agreement template trap that cost a landlord dearly
The tenancy agreement template trap that cost a landlord dearly Using a free tenancy agreement template without legal review can lead to costly consequences for landlords. A recent case highlighted how missing or unenforceable clauses in such agreements can cause a landlord’s claim to fail in court, emphasising the importance of professionally drafted contracts that […]
Loan Covenants Explained – Avoiding Traps in Your Commercial Mortgage Agreement
Loan Covenants Explained – Avoiding Traps in Your Commercial Mortgage Agreement Loan covenants are a critical yet often overlooked element of commercial mortgage agreements for landlords. While many focus on interest rates and loan amounts, the conditions set by loan covenants govern how the loan facility must be managed and can significantly impact portfolio flexibility […]
What is the purpose of prescribed information and why doesn’t the Renters’ Rights Act fix it?
What is the purpose of prescribed information and why doesn’t the Renters’ Rights Act fix it? Landlords are familiar with the requirement to provide prescribed information within 30 days of placing a tenant’s deposit in a Deposit Protection Scheme (DPS). However, many question the practical purpose of this document, which appears to add little value […]
The Landlord Association (TLA)